![\"\"](\"https:\/\/marianaangulo.com\/wp-content\/uploads\/2020\/12\/Saving-300x231.png\")
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It is understood as the set of activities to avoid the expiration of accounts receivable, for this, the evaluation, monitoring and control of pending payments must be carried out and direct efforts to achieve a prompt and complete payment of debts.<\/em><\/p>\n Within the framework of a Modern Business Administration, the correct administration of the portfolio is a basic process and represents a fundamental tool for the company for its development and economic success.<\/em><\/p>\n This requires efficient portfolio management. This efficiency can be achieved through a scientific administration where the functions of the administrative process are integrated: Planning, Organization, Execution, Direction and Control.<\/em><\/p>\n Many times it is not enough that a client has been carefully studied and credit correctly granted.\u00a0It is necessary to take care of it, pay special attention to it,<\/u><\/b>\u00a0under the circumstances. All of which is obtained with portfolio management. How many correctly granted credits are lost because either they were not administered, or their administration was deficient.<\/span><\/em><\/p>\n The administrative processes that are handled in the portfolio area must be very agile, in order to give the debtor the\u00a0Best service<\/b>, through a prompt response to your concerns.<\/span><\/em><\/p>\n The recovery of credits through collection is so essential for the company's finances that it is necessary to give it the importance it requires, since sales will be affected by the overdue portfolio, since overdue sales prevent the dispatch of new orders or the granting of new credits.<\/span><\/em><\/p>\n It is necessaryto \"Educate\"<\/b>the client because when he is allowed to pay permanently late, it is very difficult to get him to adjust again to the agreed conditions.<\/span><\/em><\/p>\n One of the fundamental factors and perhaps the most important of the portfolio management functions is the\u00a0Planning<\/b>. Through it it is possible to determine where you want to go and the way to do it, is to decide in advance what to do, how to do it, when to do it and who should do it.<\/span><\/em><\/p>\n It is recommended that granting companies have portfolio monitoring and control policies. In the first place, it is essential to classify the debts by the number of days past due, usually the first group is made from 1 to 30 days, the second from 30 to 60, and 60 to 90 and more than 90 days, this allows group them into current, overdue, and difficult-to-collect portfolios, likewise, for the administration, portfolio evaluation periods must be implemented considering aspects such as payment capacity, solvency of the debtor and solidarity, guarantees, compliance with the agreed terms and consultations to risk centers, among others.<\/em><\/p>\n <\/p>","protected":false},"excerpt":{"rendered":" Administraci\u00f3n & Recuperaci\u00f3n de cartera Es entendida como el conjunto de actividades para evitar el vencimiento de las cuentas por cobrar, para esto se debe realizar la evaluaci\u00f3n, seguimiento y control de los pagos pendientes y encaminar los esfuerzos para lograr un pago pronto y completo de las deudas. Dentro del marco de una Moderna […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2172","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/marianaangulo.com\/en\/wp-json\/wp\/v2\/pages\/2172","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marianaangulo.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/marianaangulo.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/marianaangulo.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/marianaangulo.com\/en\/wp-json\/wp\/v2\/comments?post=2172"}],"version-history":[{"count":5,"href":"https:\/\/marianaangulo.com\/en\/wp-json\/wp\/v2\/pages\/2172\/revisions"}],"predecessor-version":[{"id":2177,"href":"https:\/\/marianaangulo.com\/en\/wp-json\/wp\/v2\/pages\/2172\/revisions\/2177"}],"wp:attachment":[{"href":"https:\/\/marianaangulo.com\/en\/wp-json\/wp\/v2\/media?parent=2172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}What does portfolio management entail?<\/em><\/span><\/strong><\/h3>\n